Note: Membership is not a prerequisite for obtaining certifications from the association.

Our training and certification programs.

1. Certified Basel iii Professional (CBiiiPro), distance learning and online certification program. You can find the program below in this page.

2. Certified Pillar 3 Expert - Basel 3 (CP3E-B3), distance learning and online certification program. You may visit: https://www.basel-iii-association.com/CP3E_B3_Distance_Learning_Online_Certification.html

3. Certified Stress Testing Expert - Basel 3 (CSTE-B3), distance learning and online certification program. You may visit: https://www.basel-iii-association.com/CSTE_B3_Distance_Learning_Online_Certification.html

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Certified Basel iii Professional (CBiiiPro), distance learning and online certification program

Overview

The Basel III framework is the most important international effort to strengthen the regulation, supervision, and risk management of banks. Developed by the Basel Committee on Banking Supervision in response to the weaknesses revealed by the global financial crisis, it has become the cornerstone of financial sector reform across jurisdictions.

The financial industry clearly needs qualified professionals who understand the Basel III framework — not only its core concepts, but also the precise terminology and language regulators, supervisors, and risk practitioners use when assessing capital adequacy, liquidity, leverage, and systemic risk. A deep familiarity with the Basel III vocabulary is essential for interpreting regulatory texts, contributing to internal risk discussions, preparing for supervisory dialogues, and ensuring consistent and accurate implementation across the organization. Without this shared language, even well-intentioned compliance efforts can become fragmented or misaligned with regulatory expectations.

Basel III is not optional. It is embedded in the regulatory frameworks of jurisdictions across continents. Financial entities are expected to integrate the Basel III framework into their core operations, not as a one-time compliance exercise, but as an ongoing commitment to financial resilience. From capital conservation buffers and countercyclical capital requirements to liquidity coverage ratios and the treatment of systemic risk, the expectations are clear and non-negotiable.

Institutions around the world rely on professionals who understand both the regulatory logic behind Basel III and the operational realities of implementing these standards within complex organizations. It is not enough to know what the rules say. Basel III professionals must also understand why the rules exist, how they interconnect, and how they impact day-to-day business decisions across departments.

Objectives

The program has been designed to equip participants with the knowledge and skills needed to understand and support compliance with the Basel III framework.

Participants will be able to understand the regulatory expectations under Pillar 1 (minimum capital requirements), Pillar 2 (supervisory review), and Pillar 3 (market discipline and disclosures).

The program also provides with the skills needed to become a Certified Basel iii Professional (CBiiiPro), a certification that provides independent evidence to firms and organizations that you have a quantifiable understanding of the subject matter.

Target Audience

A range of professionals must have knowledge and experience with Basel III, especially those involved in risk management, internal controls, compliance, IT, and audit functions.

1. Risk and Compliance Management Professionals: As Basel III is centered around the management of risks, they need to understand the framework thoroughly and ensure that their institutions remain compliant with both national regulations and the underlying Basel standards. They must translate regulatory expectations into internal policies, procedures, and monitoring mechanisms that withstand scrutiny from internal and external auditors and supervisory bodies.

2. Project Managers: They are central to the successful implementation of Basel III initiatives within financial institutions. Basel III compliance requires multi-phase projects that involve cross-functional coordination between risk, finance, IT, compliance, legal, and senior management. Project managers must understand the objectives and interdependencies of the Basel III framework to deliver effective outcomes. Basel III projects typically involve tight deadlines, evolving regulatory guidance, and significant data and system dependencies. Project managers must manage timelines and resources, and ensure alignment with both business objectives and regulatory expectations. They must also be capable of identifying and mitigating project risks, tracking deliverables across departments, and communicating effectively with stakeholders.

3. Internal Auditors: They are expected to assess whether institutions have implemented Basel III standards properly and whether the required controls are effective. Familiarity with the framework is essential to evaluate compliance and report findings to the Board.

4. IT and Information Security Professionals: The successful implementation of Basel III depends heavily on the quality, consistency, and security of data across systems. IT and information security professionals play a critical role in supporting the infrastructure that enables accurate calculation of capital requirements, monitoring of liquidity positions, and production of regulatory reports.

5. External Auditors: They are tasked with providing independent assurance that financial institutions are accurately reporting their capital adequacy, liquidity positions, and comply with prudential regulatory requirements. Under Basel III, this involves much more than reviewing financial statements. It requires a solid understanding of how risk-weighted assets (RWAs) are calculated, how capital buffers are maintained, and whether institutions are correctly implementing the leverage ratio, the liquidity coverage ratio (LCR), and the net stable funding ratio (NSFR).

6. Consultants: They must possess a deep understanding of the Basel III framework to provide credible, high-impact guidance. Whether advising on capital optimization strategies, liquidity risk management, internal governance structures, or regulatory reporting frameworks, consultants are expected to translate complex Basel III requirements into practical steps that align with each client’s business model and risk profile.

They can play a vital role in supporting Basel III compliance by bringing expertise, structure, and objectivity to the process. They support communication between departments, align Basel III efforts with audit timelines, and assist in preparing documentation for external auditors. In many cases, consultants offer strategic advice on automation, technology integration, and improving overall control efficiency. Ultimately, they help companies maintain a consistent, well-documented, and auditable approach to Basel III compliance.

7. Service providers: They play a vital role in helping financial institutions meet their Basel III obligations, as they often own key components of the infrastructure that supports capital adequacy data and calculations, liquidity monitoring, risk modeling, and regulatory reporting. To provide effective and compliant solutions, service providers must have a strong understanding of the Basel III framework and its operational requirements. They must deliver tools and services that align with both the technical and regulatory expectations set by Basel III.

8. Legal and Corporate Governance Professionals: They play an essential role in interpreting, advising on, and overseeing the institutional response to the Basel III framework. As Basel III standards are transposed into binding national regulations, they must analyze the implications for corporate structures, board-level responsibilities, disclosure obligations, and compliance programs. They must ensure that their institutions not only meet the letter of the law but also operate in the spirit of regulatory expectations, especially when it comes to internal governance and supervisory dialogue.

Course Synopsis

Introduction.
- The CBiiiPro exam.
- Pillar 1: Minimum Capital Requirements.
- Pillar 2: Supervisory Review Process.
- Pillar 3: Market Discipline.
- The logo of the BiiiCPA has 4 pillars ... why?
- The Bank for International Settlements (BIS).
- The Basel Committee on Banking Supervision (BCBS).
- The Basel III Framework.
- National rules implementing Basel III.
- The Financial Stability Board (FSB).

Basel III, Corporate Governance and Risk Management.
- Principles for enhancing corporate governance.
- The proportionality principle.
- Banking and Insurance.
- Outside the scope of supervision.
- Sound corporate governance principles.
A. Board practices.
B. Senior management.
C. Risk management and internal controls.
D. Compensation.
E. Complex or opaque corporate structures.
F. Disclosure and transparency.
- The role of supervisors.

An introduction to the terms used in the Basel III framework.
- An introduction to Basel III capital instruments.
- Double gearing.

Basel III, important parts.

SCO - Scope and definitions.
- SCO10 – Introduction.
- SCO30 – Banking, securities and other financial subsidiaries.
- SCO40 – Global systemically important banks.
- SCO50 – Domestic systemically important banks.
- SCO95 – Glossary and abbreviations.

CAP - Definition of capital.
- CAP10 - Definition of eligible capital.
- CAP30 - Regulatory adjustments.
- CAP50 - Prudent valuation guidance.

RBC - Risk-based capital requirements.
- RBC20 - Calculation of minimum risk-based capital requirements.
- RBC25 - Boundary between the banking book and the trading book.
- RBC30 - Buffers above the regulatory minimum.

CRE - Calculation of RWA for credit risk.
- CRE20 - Standardised approach: individual exposures.
- CRE21 - Standardised approach: use of external ratings.
- CRE22 - Standardised approach: credit risk mitigation.
- CRE30 - IRB approach: overview and asset class definitions.
- CRE36 - IRB approach: minimum requirements to use IRB approach.
- CRE40 – Securitisation: general provisions.
- CRE41 – Securitisation: standardised approach.
- CRE42 – Securitisation: External-ratings-based approach (SEC-ERBA).
- CRE50 – Counterparty credit risk definitions and terminology.
- CRE51 – Counterparty credit risk overview.
- CRE52 – Standardised approach to counterparty credit risk.
- CRE53 – Internal models method for counterparty credit risk.
- CRE54 – Capital requirements for bank exposures to central counterparties.
- CRE60 – Equity investments in funds.
- CRE70 – Capital treatment of unsettled transactions and failed trades.

MAR - Calculation of RWA for market risk.
- MAR10 - Market risk terminology.
- MAR11 - Definitions and application of market risk.
- MAR12 - Definition of trading desk.
- MAR20 - Standardised approach: general provisions and structure.
- MAR30 - Internal models approach: general provisions.

ORE - Calculation of RWA for operational risk.
- ORE10 - Definitions and application.
- OPE25 - Standardised approach.

LEV - Leverage ratio.
- LEV10 - Definitions and application.
- LEV20 – Calculation.
- LEV30 - Exposure measurement.
- LEV40 - Leverage ratio requirements for global systemically important banks.

LCR - Liquidity Coverage Ratio.
- LCR10 - Definitions and application.
- LCR20 – Calculation.
- LCR30 - High-quality liquid assets.
- LCR40 - Cash inflows and outflows.

NSF - Net stable funding ratio.
- NSF10 - Definitions and applications.
- NSF20 - Calculation and reporting.
- NSF30 - Available and required stable funding.

System Wide Changes.
- Systemic Risk-Based Framework.
- Procyclical, Countercyclical.
- Guidance for national authorities operating the countercyclical capital buffer.
- Jurisdictional reciprocity.
- Basel Committee, Principles for Sound Liquidity Risk Management and Supervision.
- Excessive Leverage.
- Risk Modelling, Stress Testing and Scenario Analysis.
- Monte Carlo Simulation.

Closing Remarks.

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Become a Certified Basel iii Professional (CBiiiPro)

We will send the program up to 24 hours after the payment. Please remember to check your spam or junk folder, as emails with attachments may occasionally be filtered there.

You are entitled to a full refund within 60 days of your payment. If you decide not to proceed with any of our programs or services for any reason, simply send us an email — we’ll process your refund with no questions asked.

Payments are processed by our strategic partner and service provider, Cyber Risk GmbH (Dammstrasse 16, 8810 Horgen, Switzerland, registered in the Commercial Register of the Canton of Zürich, Company Number: CHE-244.099.341).

The all-inclusive price is $297 (one time fee). There is no additional cost, now or in the future, for this program.

First option: You can purchase the Certified Basel iii Professional (CBiiiPro) program with VISA, MASTERCARD, AMEX, Apple Pay, Google Pay etc.

Purchase the CBiiiPro program here (VISA, MASTERCARD, AMEX, Apple Pay, Google Pay etc.)

Second option: QR code payment.

i. Open the camera app or the QR app on your phone.

ii. Scan the QR code and possibly wait for a few seconds.

iii. Click on the link that appears, open your browser, and make the payment.

Third option: You can purchase the Certified Basel iii Professional (CBiiiPro) program with PayPal

What is included in the program:

A. The official presentations (1722 slides, delivered as downloadable PDF files).

The presentations are effective and appropriate to study online or offline. Busy professionals have full control over their own learning and are able to study at their own speed. They are able to move faster through areas of the course they feel comfortable with, but slower through those that they need a little more time on.

B. Up to 3 online exam attempts per year

Candidates must pass only one exam to become Certified Basel iii Professionals (CBiiiPros). If they fail, they must study the official presentations and retake the exam. Candidates are entitled to 3 exam attempts every year.

If candidates do not achieve a passing score on the exam the first time, they can retake the exam a second time.

If they do not achieve a passing score the second time, they can retake the exam a third time.

If candidates do not achieve a passing score the third time, they must wait at least one year before retaking the exam. There is no additional cost for any additional exam attempts.

To learn more, you may visit:

https://www.basel-iii-association.com/Questions_About_The_Certification_And_The_Exams_1.pdf

https://www.basel-iii-association.com/Certification_Steps_CBiiiPro.pdf

C. The Certificate, with a scannable QR code for verification.

You will receive your certificate via email in Adobe Acrobat format (pdf), with a scannable QR code for verification, 7 business days after you pass the exam. A business day refers to any day in which normal business operations are conducted (in our case Monday through Friday), excluding weekends and public holidays.

D. One of the web pages of the Basel iii Compliance Professionals Association (BiiiCPA) dedicated to you (basel-iii-association.com/Your_Name.htm).

When third parties scan the QR code on your certificate, they will visit the web page of the Basel iii Compliance Professionals Association (BiiiCPA) that is dedicated to you. They will be able to verify that you are a certified professional, and your certificates are valid and legitimate.

In this dedicated web page we will have your name, the certificates you have received from us, pictures of your certificates, and a picture of your lifetime membership certificate if you are a lifetime member.

Example:

https://www.basel-iii-association.com/John_Anderson.htm

Professional certificates are some of the most frequently falsified documents. Employers and third parties need an easy, effective, and efficient way to check the authenticity of each certificate. QR code verification is a good response to this demand.

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Frequently Asked Questions

1. I want to know more about the Basel iii Compliance Professionals Association (BiiiCPA).

The Basel iii Compliance Professionals Association (BiiiCPA) is the largest association of Basel iii Professionals in the world. It is a business unit of the Basel ii Compliance Professionals Association (BCPA), the largest association of Basel ii Professionals in the world.

The BiiiCPA is wholly owned by Compliance LLC, a company incorporated in Wilmington, NC, and offices in Washington, DC, a provider of risk and compliance training and certification in 57 countries.

Several business units of Compliance LLC are very successful associations that offer standard and lifetime membership, weekly or monthly updates, training, certification, Authorized Certified Trainer (ACT) programs, interest representation, and other services to their members. The business units of Compliance LLC include:

- The Sarbanes-Oxley Compliance Professionals Association (SOXCPA), the largest Association of Sarbanes-Oxley professionals in the world. You may visit: https://www.sarbanes-oxley-association.com

- The Solvency II Association, the largest association of Solvency II professionals in the world. You may visit: https://www.solvency-ii-association.com

- The International Association of Risk and Compliance Professionals (IARCP). You may visit: https://www.risk-compliance-association.com

The Certified Risk and Compliance Management Professional (CRCMP) certificate, from the IARCP, has become one of the most recognized certificates in risk management and compliance. There are CRCMPs in 57 countries. Companies and organizations around the world consider the CRCMP a preferred certificate.

You can find more about the demand for CRCMPs at: https://www.risk-compliance-association.com/CRCMP_Jobs_Careers.pdf

2. Does the association offer training?

A. Distance learning and online certification programs.

1. Certified Basel iii Professional (CBiiiPro). To learn more, you may visit: https://www.basel-iii-association.com/Basel_III_Distance_Learning_Online_Certification.html

2. Certified Pillar 3 Expert - Basel 3 (CP3E-B3). To learn more, you may visit: https://www.basel-iii-association.com/CP3E_B3_Distance_Learning_Online_Certification.html

3. Certified Stress Testing Expert - Basel 3 (CSTE-B3). To learn more, you may visit: https://www.basel-iii-association.com/CSTE_B3_Distance_Learning_Online_Certification.html

B. Instructor-led training.

For instructor-led training, you may contact Lyn Spooner at: lyn@basel-iii-association.com

3. Is there any discount available for the distance learning programs?

To keep our programs as affordable as possible for all members, we do not offer a discount on the first program. However, you will receive a $100 discount on your second and every subsequent program.

For example, if you purchase the Certified Basel iii Professional (CBiiiPro) program at $297, you can purchase:

1. The Certified Pillar 3 Expert - Basel 3 (CP3E-B3) program at $197 (instead of $297).

2. The Certified Stress Testing Expert - Basel 3 (CSTE-B3) program at $197 (instead of $297).

3. The Certified Risk and Compliance Management Professional (CRCMP) program at $197 (instead of $297),

4. The Certified Information Systems Risk and Compliance Professional (CISRCP) program at $197 (instead of $297),

5. The Certified Cyber (Governance Risk and Compliance) Professional - CC(GRC)P program at $197 (instead of $297),

6. The Certified Risk and Compliance Management Professional in Insurance and Reinsurance - CRCMP(Re)I program at $197 (instead of $297),

To find more about programs 3 to 6 above, you may visit the International Association of Risk and Compliance Professionals (IARCP) at: https://www.risk-compliance-association.com/Distance_Learning_and_Certification.htm

Lifetime members can purchase each of the distance learning and online certification programs at $148, instead of $297.

Cyber Risk GmbH (Dammstrasse 16, 8810 Horgen, Switzerland, CHE-244.099.341), acting as a strategic partner and authorized service provider of the BiiiCPA, extends a $100 discount on each of the online training programs listed below to individuals who have previously enrolled in any online training program offered by the BiiiCPA. This special offer is designed to support your continued growth and professional development.

1. NIS 2 Directive Trained Professional (NIS2DTP)

2. Digital Operational Resilience Act Trained Professional (DORATPro)

3. Critical Entities Resilience Directive Trained Professional (CERDTPro)

4. Data Act Trained Professional (DataActTPro)

5. Data Governance Act Trained Professional (DatGovActTP)

6. European Chips Act Trained Professional (EChipsActTPro)

7. Digital Services Act Trained Professional (DiSeActTPro)

8. Digital Markets Act Trained Professional (DiMaActTPro)

9. Artificial Intelligence Act Trained Professional (AIActTPro)

To receive the URL for the discounted rate, please email us with the subject line: "Request for Discounted Program URL."

In the email, please let us know:

a. Which was the name and email address of the person or legal entity that had purchased the program from the BiiiCPA.

b. Which is the program you want to purchase now at $197 instead of $297.

You will receive the URL for the discounted price for your second and subsequent programs within 48 hours (business days).

4. Are your training and certification programs vendor neutral?

Yes, absolutely. All of our training and certification programs are completely vendor-neutral. This means we do not promote or rely on any specific tools, products, or service providers. Instead, we focus on universally applicable concepts, frameworks, and best practices that are recognized across the industry. Our goal is to provide participants with knowledge and skills that are transferable to any organization or environment, regardless of the technologies or vendors they use. By staying independent from vendors, we ensure that our programs remain objective, practical, and relevant to a wide range of roles and sectors.

5. Are there any entry requirements or prerequisites required for enrolling in the training programs?

There are no entry requirements or prerequisites for enrollment in our programs. We believe that learning should be accessible to everyone, regardless of their background, academic credentials, or professional experience. In contrast to providers that set stringent prerequisites or entry barriers, our approach prioritizes accessibility and openness. We do not believe that the opportunity to learn and grow should be limited by prior qualifications. Whether you're just beginning your career, changing paths, or expanding your expertise, our programs are designed to support individuals at all levels. Each course provides a clear and structured learning path, allowing individuals at all levels to gain valuable insights, and build practical skills. Our approach empowers motivated learners from different industries and career stages to gain value and opportunity from the program.

6. I want to learn more about the exam.

You can take the exam online from your home or office, in all countries.

It is an open book exam. Risk and compliance management is something you must understand and learn, not memorize. You must acquire knowledge and skills, not commit something to memory.

You will be given 90 minutes to complete a 35-question exam. You must score 70% or higher.

The exam contains only questions that have been clearly answered in the official presentations.

All exam questions are multiple-choice, composed of two parts:

a. A stem (a question asked, or an incomplete statement to be completed).

b. Four possible responses.

In multiple-choice questions, you must not look for a correct answer, you must look for the best answer. Cross out all the answers you know are incorrect, then focus on the remaining ones. Which is the best answer? With this approach, you save time, and you greatly increase the likelihood of selecting the correct answer.

TIME LIMIT - This exam has a 90-minute time limit. You must complete this exam within this time limit, otherwise the result will be marked as an unsuccessful attempt.

BACK BUTTON - When taking this exam you are NOT permitted to move backwards to review/change prior answers. Your browser back button will refresh the current page instead of moving backward.

RESTART/RESUME – You CANNOT stop and then resume the exam. If you stop taking this exam by closing your browser, your answers will be lost, and the result will be marked as an unsuccessful attempt.

SKIP - You CANNOT skip answering questions while taking this exam. You must answer all the questions in the order the questions are presented.

We do not send sample questions or past exams. If you study the presentations, you can score 100%.

When you are ready to take the CBiiiPro exam, you must follow the steps: https://www.basel-iii-association.com/Certification_Steps_CBiiiPro.pdf

When you are ready to take the CP3E-B3 exam, you must the steps: https://www.basel-iii-association.com/Certification_Steps_CP3E_B3.pdf

When you are ready to take the CSTE-B3 exam, you must follow the steps: https://www.basel-iii-association.com/Certification_Steps_CSTE_B3.pdf

7. How comprehensive are the presentations? Are they just bullet points?

The presentations are not collections of bullet points, they are thoughtfully structured, in-depth learning materials designed to provide clear explanations, context, and real-world relevance. Unlike slide decks that rely on brief summaries, our presentations guide you through each concept in a comprehensive and engaging manner. They are highly effective for both online and offline study, making them ideal for professionals who value substance and flexibility in their learning experience.

8. Do I need to buy books to pass the exam?

No. If you study the presentations, you can pass the exam. All the exam questions are clearly answered in the presentations. If you fail the first time, you must study more. You can:

- Highlight key terms and sections to help you focus during review.
- Add digital sticky notes (just like Post-it notes) anywhere in the document to remind yourself where specific answers or explanations are.
- Underline or circle text using freehand drawing tools.
- Add bookmarks to easily navigate to important sections.
- Search each document using keywords to quickly find what you need.

9. Is it an open book exam? Why?

Yes, it is an open book exam. Risk and compliance management is a field that requires deep understanding, critical thinking, and the ability to apply principles in real-world situations, not simply the ability to memorize facts. The goal of our certification programs is to help you build lasting knowledge and practical skills that you can confidently use in your professional role.

In real-life scenarios, risk and compliance professionals have access to regulations, frameworks, and reference materials, and are expected to use them thoughtfully. Our open book exam reflects this reality by assessing your comprehension and ability to apply what you've learned, rather than testing your memory.

10. Do I have to take the exam soon after receiving the presentations?

No, there is no set exam date, you may take the exam at any time that suits you. Your account will not expire. Any future updates to the training materials will be made available to you at no cost.

The Association reserves the right to amend the General Terms and Conditions (GTC) at any time. Any changes will become effective upon publication on the website of the association, and will apply exclusively to training programs purchased after the date of modification.

For our distance learning and online certification programs, the General Terms and Conditions in effect at the time of purchase shall apply for a period of eighteen (18) months from the date of payment. If a participant does not pass the exam within this 18-month period, access to the program will remain valid, and the participant may take the exam at a later date. In such cases, however, the participant shall be subject to the General Terms and Conditions in force at the time the exam is taken.

11. Do I have to spend more money in the future to remain certified?

No. Your certificate is issued with lifetime validity and does not expire. There are no renewal fees, no hidden costs, and no requirement to retake the exam in the future. Once certified, you remain certified.

12. Ok, the certificate never expires, but what about changes in the field?

Things do change. While many organizations introduce mandatory recertification as a recurring revenue stream, we’ve taken a different approach. Although we were advised to "introduce multiple recurring revenue streams to keep business flowing", we made a conscious decision to prioritize long-term value for our members over short-term profit. That’s why no recertification is required for our programs.

Instead, we are committed to keeping you informed and up to date, at no cost. We invite you to visit the Association’s Reading Room each month and explore our newsletter, where you’ll find valuable insights, regulatory updates, timely alerts, and new opportunities. This ongoing access ensures you remain current and well-informed in a dynamic and constantly evolving field.

13. How many hours do I need to study to pass the exam?

You must study the presentations at least twice, to ensure you have learned the details. The average time needed is:

- 42 hours for the CBiiiPro program,
- 17 hours for the CP3E-B3 program,
- 33 hours for the CSTE-B3 program.

This is the average time needed. There are important differences among members.

14. I want to receive a printed certificate. Can you send me one?

Unfortunately this is not possible. You will receive your certificate via email in Adobe Acrobat format (pdf), with a scannable QR code for verification, 7 business days after you pass the exam. A business day refers to any day in which normal business operations are conducted (in our case Monday through Friday), excluding weekends and public holidays.

The association will develop a dedicated web page for each certified professional (https://www.basel-iii-association.com/Your_Name.html). In your dedicated web page we will add your full name, all the certificates you have received from the association, and the pictures of your certificates.

When third parties scan the QR code on your certificate, they will visit your dedicated web page, and they will be able to verify that you are a certified professional, and your certificates are valid and legitimate.

Professional certificates are some of the most frequently falsified documents. Employers and third parties need an easy, effective, and efficient way to check the authenticity of each certificate. QR code verification is a good response to this demand.

You can print your certificate that you will receive in Adobe Acrobat format (pdf). With the scannable QR code, all third parties can verify the authenticity of each certificate in a matter of seconds.

15. Which is the refund policy?

The association maintains a clear and customer-friendly refund policy. You are entitled to request a full refund within 60 days of your payment, no questions asked. If, for any reason, you decide that one of our programs or services is not right for you, simply send us an email within this 60-day window.

Once we receive your request, we will process your refund within one business day. There are no forms to fill out, no explanations required, and no delays. Our goal is to provide a risk-free and stress-free experience.

16. Why should I get certified, and why should I choose your certification programs?

1. Global Recognition: The Basel iii Compliance Professionals Association (BiiiCPA) is the largest association of Basel iii Professionals in the world. It is a business unit of the Basel ii Compliance Professionals Association (BCPA), the largest association of Basel ii Professionals in the world.

2. Flexible and Convenient Learning: Our training programs are designed with flexibility in mind. Participants can access course materials and complete the certification exam anytime, from anywhere. This is especially beneficial for professionals with demanding schedules who need to learn at their own pace.

3. Affordable, All-Inclusive Pricing: Each program is offered at a low, all-inclusive price. There are no hidden fees or additional costs, now or in the future, for any reason.

4. Discounts on Additional Programs: When you enroll in a second program, you receive a $100 discount. This means the all-inclusive cost for your second (and every additional) program is $197 (compared to the regular price of $297). There are no hidden fees or recurring charges. This discount is our way of supporting your continued professional development.

5. Multiple Exam Attempts Included: Each program includes up to three exam attempts per year at no additional cost, as outlined above.

6. No Recertification Required: Your certificates are issued with lifetime validity. No recertification is required, and your credentials will not expire.

7. Potential for Career Advancement and Industry Recognition: There is a clear and growing demand for qualified professionals in risk and compliance management. Certified individuals are often recognized by employers, may enjoy broader career opportunities, and may be preferred for promotions or new roles. Earning a professional certification demonstrates your commitment to continuous learning and your active engagement in a global community of experts.

However, it’s important to note that no certificate, regardless of its reputation, can guarantee a new or better job. Career advancement depends on many factors, including supply and demand, market conditions, and timing. Certification is a valuable asset, but it is only one part of a larger professional development journey.

8. The fit and proper requirement in regulations: Firms and organizations hire and promote fit and proper professionals who can provide evidence that they are qualified. Employers need assurance that managers and employees have the knowledge and skills needed to mitigate risks and accept responsibility. Supervisors and auditors ask for independent evidence that professionals are qualified, and that controls can operate as designed, because the persons responsible for these controls have the necessary knowledge and experience.

9. Increased Earning Potential: Professionals who invest in gaining new skills and recognized certifications may become eligible for higher-paying roles. Training and ongoing professional development may significantly enhance your earning potential and contribute to long-term career success. However, it’s important to understand that increased earnings are not guaranteed. Compensation and career advancement depend on various factors. Certification is a valuable tool, but not a guarantee on your path to career growth.

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